Your retirement plan, worked out year by year
Tell us what you have saved and what you want to spend. We work out which account to take the money from each year, and what you're left with after tax. RetOpt does not give tax, investment or financial advice.
Every plan starts with a few quick questions, so that if there's something we can't plan yet, you know before you fill anything in.
4 choices for individuals to use RetOpt:
Tap one to see what it costs and what it gives you.
Just this plan
No account, and nothing to sign up for.
Free while we launch.
Later $45 CAD, or $90 CAD if your household owns a company.
- We never ask for your name or email.
- Save your plan and you get a private link that opens it on any device for 12 months. Unsaved, it is deleted after 30 days.
- Delete it yourself whenever you like, or print it or save it as a PDF.
One plan, kept in an account
Just this plan, with an account to keep it in.
$45 CAD, or $90 CAD if your household owns a company.
- Sign in with your email and a code we send you. No password.
- Fill in what you have now, and finish another day.
- Your plan stays in your account until you delete it.
Best value
Basic
Check in once a quarter.
$75 CAD a year, or $150 CAD if your household owns a company.
Up to 4 plans a year.
- Everything an account keeps, for every plan you run.
- Next time your answers are already there. Update your balances and run it again.
- See how your plan has moved from one time to the next.
Pro
Check in every month.
$100 CAD a year, or $200 CAD if your household owns a company.
Up to 12 plans a year.
- Everything in Basic, as often as your plans change.
- For a household with a business, a sale or a move coming up.